If you bank at all, and I’m sure you do, then make sure sloppy bank habits aren’t crushing your budget and savings. Sloppy bank habits may include things like:
Not recording all transactions in your checkbook immediately. If immediately is too soon, at least get into the habit of sitting down each evening for 10 minutes […]
If you’re trying to save money and it seems slow going, try shaving a little extra cash from your expenses with the following ideas:
Coffee and other beverages: This is a big ticket item for many people, especially if you work out of your home. Buy three or four well-made thermoses and water bottles and make […]
You can haggle at a flea market sure; but can you haggle a normal bill? In some cases yes.
Just last week I decided to cancel my cable. One, we’re moving, and I need a little extra cash. Two, we’re moving, and sooner or later, I’d cancel anyhow. Three, we just don’t watch enough TV to […]
I was talking to someone the other day who told me she doesn’t want to be on a budget if it means she can’t enjoy a bit of retail therapy when she’s stressed. Now, she’s not a completely out of control, spend $5,000 a week type of girl. She just likes to leave the kids […]
Emotional spenders may shop, not when they need an item, or even when they particularly want an item, but they do shop when they feel loved, unloved, bored, tired, agitated, happy, depressed, or some other mood. Emotional shopping is addictive for some, and can allow a person to feel a nice little high. But we […]
I pay most of my bills online. It’s easier, and saves paper waste. However, if you pay bills online it’s easy to accidentally hit a button that you don’t mean to, or forget to log the bill in your checkbook. Especially if your seven year old comes over every three seconds saying, “Hey mama, hey, […]
Living Frugally in the Modern World
Written by Jennifer Chait [email], and Katelyn Thomas [email] for b5media.
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